Morris Financial.
My goal is to negotiate the lowest cost for my clients while providing the best service in the industry. Built on more than 35 years of expertise.
Built around the work most brokers won't do.
My mandate is to provide a customized and unparalleled level of service to a limited number of clients looking to distinguish themselves above the competition.
Most benefits brokers limit their service. They sign you up, hand over a 200-page policy document, and leave your HR team to spend half the week on claim questions and carrier emails.
Morris Financial handles consultation and administration of every aspect of your program. Claims, renewals, and year-round support for your staff. We don't stop at the brokering, and we proactively address many issues before our clients are even aware of them.
We serve small and medium sized businesses across Canada. Our office hours say Monday to Friday, 9 to 5, but we regularly help clients during evenings and weekends, because emergencies don't wait until Monday morning.
Once our clients have experienced our commitment to service, they stay with us for years.
Your account is never handed off.
Every time you or your staff pick up the phone, you reach myself or Maddalena. We know you personally, we know your needs, and we know your benefit plan. You will never be handed to a junior associate or a call centre that has never seen your file. Just the two of us, and 60 years of combined expertise on your plan.
Christopher L. Morris
I've been doing this for 35 years. 15 of those were inside three of Canada's largest insurance carriers. That insider perspective is why I can negotiate pricing and benefit design beyond other brokers' capabilities. I've been at this long enough that money is no longer the driving force. My reward comes from helping business owners, administrators, and their staff.
Maddalena
25 years handling every aspect of group benefits day to day. Enrolment, mid-year changes, claims questions from your team, carrier coordination, and renewal paperwork. When your staff calls with a question, Maddalena is who they talk to.
I don't care how much time it takes to achieve the best possible results. I enjoy deep diving into claims analysis and demographics to find issues that could reduce premiums.
Large non-recurring claims, claims that qualify for alternate funding, a high claimer who is no longer on the plan, trend patterns, carrier oversights and errors, and utilization patterns unique to each client.
Christopher L. Morris
Four commitments.
Service that exceeds.
A product and level of service that exceeds what any other broker or advisor provides. That is the standard we hold ourselves to on every file.
We run the administration.
We manage all the administration of your employee benefit program, so you and your team can spend more time serving your own clients.
More on the table.
A list of services broader than any other broker's, all included in how we work at no extra cost.
Lower cost, every renewal.
We use our extensive expertise to negotiate the lowest cost-benefit ratio for your plan at every renewal. Typical savings: 15 to 30 percent.
Licensed. Independent. Local.
Morris Financial is a licensed insurance brokerage regulated by the Alberta Insurance Council. More than 35 years of group benefit expertise, including 15 years inside Canada's largest carriers, means we've seen the plans, the edge cases, and what each carrier will and won't move on at renewal.
I love this job because that specialized expertise is a technical advantage I can use for my clients. It's also why I can find creative ways to negotiate lower premium rates.
We are independent and privately owned. We answer to our clients, not to a carrier and not to shareholders, which is why our partnerships across Canada's leading carriers let us shop the whole market on your behalf, not just one carrier's catalogue.
Beyond group benefits, I also arrange personal insurance for clients and their families: life, disability, medical, and dental.