03 · Service

Group Retirement.

Group RRSPs and pension plans that scale with your team. A retirement benefit signals you're in it for the long haul.

What it is

A future-facing benefit.

A group retirement plan lets your employees save through payroll, often with matching contributions from you. In a tight labour market, it's one of the strongest signals you can send that you're in it for the long haul.

I help you pick the right plan type, set up the carrier, and run the ongoing administration. Like everything else we do, it's included in our service; no extra fee.

Plan types

Three building blocks.

Group RRSP

Employee contributions deducted at source. Employer matching optional. The simplest, most flexible retirement benefit.

DPSP

Deferred Profit-Sharing Plan. Employer-funded only. Ties a portion of benefits to company performance. Strong retention tool.

Pension Plans

Defined contribution pensions for businesses ready to offer a more structured retirement benefit. Higher commitment, higher reward.

How we run it

Setup is one conversation. Administration is forever.

Plan design

We pick the plan type, matching structure, vesting rules, and investment lineup that fit your business. One conversation, then I'll come back with a recommendation.

Employee education

On-site or virtual seminars that walk your team through the plan in plain language, so they can make informed choices about contributions and investment options.

Payroll integration

Deductions, remittances, matching calculations. We coordinate directly with your payroll provider so nothing falls through.

Ongoing governance

Each year I review fund performance and sit down with your team to keep their contribution strategy on track. Staff questions come through us, not a 1-800 line.

Who it's for

Companies who want to stand out in a tight labour market. For mid-career hires, the retirement benefit is often the deciding factor. A quiet competitive edge for growing teams.

Let's design a retirement plan for your team.